Industries
Find ICHRA guidance for your industry
ICHRA fits employers in nearly every industry — but the way it helps, and the details that matter, vary by sector. Pick yours to see exactly how it works for your team.
Agencies
How marketing, creative, and digital agencies offer tax-free health benefits to remote, distributed teams. ICHRA fits small agencies competing for talent.
See the guideAuto Repair
Auto repair shops can offer mechanics and techs tax-free health benefits without a group plan. See how an ICHRA helps you attract and keep skilled talent.
See the guideChurches
How churches and religious organizations offer tax-free health benefits without a group plan. ICHRA gives ministries predictable costs and coverage for clergy and staff.
See the guideCleaning Companies
Cleaning and janitorial businesses can offer distributed, part-time staff tax-free health benefits without a group plan. Here''s how an ICHRA works for cleaning companies.
See the guideConstruction
How construction companies and contractors offer tax-free health benefits to crews across jobsites and states — and how an HRA can count toward prevailing-wage fringe.
See the guideDental Practices
How dental practices offer tax-free health benefits to hygienists, assistants, and front-office staff. ICHRA gives independent practices predictable costs and choice.
See the guideEducation
How private schools, charters, preschools, and education organizations offer tax-free health benefits without a group plan. ICHRA fits tight, mission-driven budgets.
See the guideElectricians
Electrical contractors can offer electricians and apprentices tax-free health benefits without a group plan. Here''s how an ICHRA works for an electrical business.
See the guideFranchises
How franchise owners offer tax-free health benefits across units without a group plan. ICHRA fits hourly, multi-unit franchisees with predictable, per-unit costs.
See the guideHealthcare
How medical, dental, and other healthcare practices offer tax-free health benefits to their own staff. ICHRA gives small practices predictable costs and employee choice.
See the guideHome Care
How home-care and home-health agencies offer tax-free health benefits to distributed caregivers. ICHRA fits high-turnover, part-time, per-diem workforces.
See the guideHospitality
Hotels and hospitality businesses can offer hourly, high-turnover staff tax-free health benefits without a group plan. See how an ICHRA works for hospitality.
See the guideHvac
HVAC shops can offer skilled techs real health benefits without a group plan. See how an ICHRA gives your crew tax-free coverage with a budget you control.
See the guideLandscaping
Landscaping businesses can offer crews tax-free health benefits without a group plan — even with seasonal, hourly staff. See how an ICHRA works for landscaping.
See the guideLaw Firms
How small law firms and professional-services firms offer tax-free health benefits to associates and staff. ICHRA gives predictable costs — mind the partner entity rules.
See the guideManufacturing
How manufacturers offer tax-free health benefits with predictable costs. ICHRA fits hourly, multi-shift, multi-facility teams — with a class for union employees too.
See the guideNonprofits
How nonprofits can offer tax-free health benefits without a group plan. An ICHRA gives budget-stretched nonprofits predictable costs and employee choice.
See the guidePlumbing
Plumbing businesses can give plumbers and apprentices tax-free health benefits without a costly group plan. Here''s how an ICHRA works for a plumbing company.
See the guideRestaurants
How restaurants offer tax-free health benefits despite high turnover, part-time staff, and thin margins. ICHRA gives predictable costs and no participation minimum.
See the guideRetail
Retail businesses can offer hourly and part-time staff tax-free health benefits on a fixed budget. See how an ICHRA works for retail — even across multiple locations.
See the guideSmall Business
How an ICHRA works for small business — reimburse employees tax-free for individual health insurance, with no group plan and no participation minimums.
See the guideStaffing Agencies
How staffing agencies and home-care providers offer tax-free health benefits to a distributed, variable-assignment workforce. ICHRA has a dedicated staffing class.
See the guideStartups
How startups offer competitive, tax-free health benefits without a group plan. ICHRA fits remote, multi-state teams with predictable costs and employee choice.
See the guideTrucking
How trucking and logistics companies offer tax-free health benefits to drivers across states. ICHRA fits high-turnover, multi-state fleets with coverage that travels.
See the guideVeterinary Practices
How veterinary clinics offer tax-free health benefits to techs, assistants, and staff. ICHRA fits independent practices with predictable costs and employee choice.
See the guideDon’t see your industry?
ICHRA almost certainly still fits — any employer with at least one W-2 employee can offer one. Get a free quote and we’ll walk through how it applies to your business specifically.
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