Industries
Find ICHRA guidance for your industry
ICHRA fits employers in nearly every industry — but the way it helps, and the details that matter, vary by sector. Pick yours to see exactly how it works for your team.
Agencies
How marketing, creative, and digital agencies offer tax-free health benefits to remote, distributed teams. ICHRA fits small agencies competing for talent.
See the guideAuto Repair
Auto repair shops can offer mechanics and techs tax-free health benefits without a group plan. See how an ICHRA helps you attract and keep skilled talent.
See the guideBrokers
How brokers add ICHRA to their book: which clients fit, how to pitch defined-contribution benefits, and what compliance looks like. No participation minimums.
See the guideChurches
How churches and religious organizations offer tax-free health benefits without a group plan. ICHRA gives ministries predictable costs and coverage for staff.
See the guideCleaning Companies
Cleaning and janitorial businesses can offer distributed, part-time staff tax-free health benefits without a group plan. How an ICHRA works for cleaners.
See the guideConstruction
How construction companies and contractors offer tax-free health benefits to crews across jobsites and states, and how an HRA can count toward fringe.
See the guideDental Practices
How dental practices offer tax-free health benefits to hygienists, assistants, and front-office staff. ICHRA gives independent practices predictable costs.
See the guideEducation
How private schools, charters, preschools, and education organizations offer tax-free health benefits without a group plan. ICHRA fits tight, mission budgets.
See the guideElectricians
Electrical contractors can offer electricians and apprentices tax-free health benefits without a group plan. How an ICHRA works for an electrical business.
See the guideFranchises
How franchise owners offer tax-free health benefits across units without a group plan. ICHRA fits hourly, multi-unit franchisees at a predictable per-unit cost.
See the guideHealthcare
How medical, dental, and other healthcare practices offer tax-free health benefits to their own staff. ICHRA gives small practices predictable costs and choice.
See the guideHome Care
How home-care and home-health agencies offer tax-free health benefits to distributed caregivers. ICHRA fits high-turnover, part-time, per-diem workforces.
See the guideHospitality
Hotels and hospitality businesses can offer hourly, high-turnover staff tax-free health benefits without a group plan. See how an ICHRA works for hospitality.
See the guideHVAC
HVAC shops can offer skilled techs real health benefits without a group plan. See how an ICHRA gives your crew tax-free coverage with a budget you control.
See the guideLandscaping
Landscaping businesses can offer crews tax-free health benefits without a group plan — even with seasonal, hourly staff. See how an ICHRA works for landscaping.
See the guideLaw Firms
How small law firms and professional-services firms offer tax-free health benefits to associates and staff. Predictable costs; mind the partner entity rules.
See the guideManufacturing
How manufacturers offer tax-free health benefits with predictable costs. ICHRA fits hourly, multi-shift, multi-facility teams, with a class for union employees.
See the guideNonprofits
How an ICHRA works for nonprofits - what it costs, how to set one up, and how it compares with a small group plan when the budget is tight.
See the guideNursing Homes
How nursing homes and long-term care facilities offer tax-free health benefits across a 24/7, multi-role workforce. ICHRA fits high-turnover facility staffing.
See the guidePlumbing
Plumbing businesses can give plumbers and apprentices tax-free health benefits without a costly group plan. Here's how an ICHRA works for a plumbing company.
See the guideProperty Management
How property management companies offer tax-free health benefits to small teams spread across buildings, cities, and states — without a group plan.
See the guideRemote Employees
How employers cover remote and multi-state employees with an ICHRA: coverage that follows each person, location-based allowances, and no group plan.
See the guideRestaurants
How restaurants offer tax-free health benefits despite high turnover, part-time staff, and thin margins. ICHRA: predictable costs, no participation minimum.
See the guideRetail
Retail businesses can offer hourly and part-time staff tax-free health benefits on a fixed budget. How an ICHRA works for retail, even across many locations.
See the guideSmall Business
How an ICHRA works for small business — reimburse employees tax-free for individual health insurance, with no group plan and no participation minimums.
See the guideStaffing Agencies
How staffing agencies and home-care providers offer tax-free health benefits to a distributed, variable-assignment workforce using the ICHRA staffing class.
See the guideStartups
How startups offer competitive, tax-free health benefits without a group plan. ICHRA fits remote, multi-state teams with predictable costs and employee choice.
See the guideTrucking
How trucking and logistics companies offer tax-free health benefits to drivers across states. ICHRA fits high-turnover, multi-state fleets; coverage travels.
See the guideVeterinary Practices
How veterinary clinics offer tax-free health benefits to techs, assistants, and staff. ICHRA fits independent practices with predictable costs and choice.
See the guideDon’t see your industry?
ICHRA almost certainly still fits — any employer with at least one W-2 employee can offer one. Get a free quote and we’ll walk through how it applies to your business specifically.
Speak to a specialistHealth benefits the modern way
Tell us about your team and get a straight answer on whether an ICHRA fits — usually within one business day.